Plaintiff is actually a customers just who grabbed out of the financing for personal objectives and you may Quality are a loans collector
Plaintiff contends another Payment Contract try a completely integrated price, and thus Caliber cannot demand one Plaintiff nonetheless owed your past due number. Another Payment Contract will not club Quality of choosing the underpayments created by Plaintiff. Regarding 2nd Payment Agreement, you will find a good “Full Agreement” term and that notes the “Agreement is short for an entire and you will complete contract of functions, and that which Contract supersedes and you will changes one earlier plans, whether or not dental otherwise created, with the exception of people relevant cards otherwise mortgage loans.” (Doc. 74, Specified Exs.