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It is offering a five-year fixed rate for purchase or remortgage at 4.74percent (60percent LTV) with a 490 fee. Among the highlights is a five-year fixed rate for remortgage at 4.85percent (65percent LTV) with a 999 fee. Santander also cut rates across its three-year fixed rate deals, which are growing in popularity as rates have come down.

• Scottish Widows Bank, the lending brand owned by Lloyds Banking Group, is pulling out of the residential mortgage market on 17 November.
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• Five-year fixed rate deals for existing customers looking for a product switch start from 5.69percent with a 749 fee.
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However, such a low amount of bonus cash is easy to burn through and may quickly lead you to place real money bets out of your own pocket. Here’s a quick breakdown of the best no deposit bonuses and casinos that offer them. NatWest has tweaked its rates down by up to 0.1 percentage points on its remortgage range and by up to 0.06 percentage points for existing customers. It follows cuts of up to 0.72 percentage points earlier this month. It has a two-year fixed rate at 5.08percent for remortgage customers at 60percent LTV. Skipton building society is the latest lender to reduce the cost of its fixed-rate mortgages – its fourth rate cut this month.

June: Nationwide To Increase Rates Tomorrow

Its new remortgage rates, available direct and through brokers, start from 4.99percent for a two-year fixed rate (60percent LTV) with a 999 fee and 4.54percent over five-years. NatWest has dropped the rate on its two-year fee-free fixed rate for remortgage at 60percent loan to value from 5.38percent to 5.28percent. Elsewhere, its five-year fixed rate for home purchase at 60percent LTV has been pushed up from 4.43percent to 4.63percent. The lender’s broker-exclusive two-year fixed rate for residential purchase at 90percent loan to value is going up by 0.15 percentage points to 5.34percent with a 1,499 fee. Two-year remortgage fixed rates at 80percent and 85percent LTV, with a 995 fee, are also increased by 0.05 percentage points.

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The bank’s five-year fix for Premier Banking customers is now at 5.24percent (60percent LTV) with a 999 fee. Its five-year fee-free Springboard mortgage deal, for first-time buyers at mega-moolah-play.com excellent site to observe 95percent LTV is cut from 6.84percent to 6.64percent. Existing lender product transfer and switcher deals also tend to have lower or no arrangement fees. The bank says its lifetime mortgage deals are unchanged and new business applications can be submitted as normal.

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October: Hsbc Follows Virgins Market

HSBC is pulling all new customer residential and buy-to-let mortgage deals at the end of today and will relaunch new products on Monday . The bank has said rates across all loan-to-value ratios will be increasing. Among its new deals HSBC is offering a two-year fixed rate for remortgage at 4.99percent (60percent LTV) and a five-year fix (60percent LTV) at 4.64percent. Last week these same deals, which both have a 999 fee, were priced at 4.84percent and 4.34percent respectively.

Santander is cutting selected rates, available through brokers, by up to 0.45 percentage points from tomorrow . Skipton’s biggest rate cut is on its two-year fixed rate for purchase or remortgage at 75percent loan-to-value, which drops from 4.99percent to 4.72percent. For borrowers with just 10percent deposit towards their home purchase (90percent loan to value) the rate is 5.27percent. Co-op’s five-year fixed rate product switch deals for residential remortgage now start from 3.94percent with a 1,249 fee, while two-year deals start from 4.20percent.

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Newcastle building society has cut rates on selected deals, available through brokers, for buy-to-let customers by up to 0.46 percentage points. Among the new rates is a two-year fix at 6.15percent (80percent LTV) with a 999 fee, and a five-year fix at 5.99percent (also 80percent LTV) with no fee. Skipton is offering a two-year fixed rate at 3.35percent, this is for borrowers with at least 40percent equity in their property (60percent loan to value ratio).